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3 Ways To Protect Your Financial Freedom

We’re only a couple months away from it being 2018. Did you seriously just hear that?? 2018!!! That’s insane! There’s no better time than now to protect your financial freedom. Just yesterday it was 1999, New Year’s Day was coming up, and everyone was freaking out that the Y2K Bug was going to shut down our world.

Computers/internet were fairly new at that time, but here we are today, 18 years later and we officially live in a technology world! Computers, laptops, tablets, smartphones galore, digital cameras, electric vehicles, you name-we got it! While technology has revolutionized so many opportunities for all of us, there is also inherently a great amount of risk that comes with that privilege.

For the past week, a huge headline in the news has been the security breach of a major credit bureau that has affected 143 MILLION PEOPLE. That’s half of the United States population!! That’s ridiculous. So for me, taking action to protect my financial freedom is more important now than it has ever been.

A little less than 10 years ago, this was my credit. Torn to shreds!

 

Nearly 25 delinquent accounts, thousands of dollars in debt, no positive credit flow. I was in a downward spiral.

10 years later, I am ecstatic to be able to say that I busted my butt so hard to change that record so that now I can purchase and own anything I would like, and I can live freely! Here’s how—–

* #1- MONITOR YOUR CREDIT *

Credit Sesame was a total life saver for me!

  • 100% ABSOLUTELY FREE!! NO TRIAL PERIOD, NO CREDIT CARD NEEDED!! FREE!!!
  • Get itemized list of accounts in collections
  • Receive notifications about account changes (increase/decrease of debt, new debt added or removed)
  • Get tips for debt free living
  • Receive info and suggestions for credit repair (secured credit cards)
  • Free credit score (anytime)
  • Receive credit counseling
  • Log in any time, all the time and never be penalized

Let me say that again, Credit Sesame was a lifesaver and is absolutely free! It allowed me to be aware of what was negatively impacting my credit and fix it. Lol I became quite addicted to this site and was logging in about 4-5 times a day, anticipating and watching the changes.

I urge you to take advantage of this service NOW, especially with the possibility that you were affected by the data breach!👇⬇👇⬇👇
FREE credit score, monitoring and more at Credit Sesame – Sign up in 90 seconds. No Credit Card needed.

* #2- PROTECT YOUR IDENTITY *

Aside from monitoring your credit, protecting your identity may be the second most important thing that you can do for yourself!! The recent data breach has allowed criminals to get ahold of sensitive information of 143 million people! They now have names, social security numbers, addresses, phone numbers, and so much more. The possible damage is extraordinarily heartbreaking!

 Identity Force is worth every little bit that they have to offer!!

  • FREE 14-DAY TRIAL!! FREE!
  • Past 14 days, ONLY $14.95/month! Not satisfied, cancel anytime, hassle free before the 14 days is up!
  • Fraud Monitoring
  • Identity Theft Insurance Up To $1 Million
  • Address, Court Record, Identity Monitoring
  • Alerts For- –
    1. Bank/Credit Card Activity
    2. SSN Activity
    3. Identity Threats
    4. Medical ID Fraud

It costs ABSOLUTELY NOTHING to take advantage of a FREE TRIAL!  Let Identity Force Protect You And Your Financial Future. Allowing someone else take care of the worrying for me, so that I can actually live carefree, was one of the better decisions I have made so far!

* #3- CONSOLIDATE DEBT *

Debt consolidation always seems to be taboo or have some sort of stigma stuck to it. Does that really even make sense though?? It doesn’t to me!

Once I started diseccting my credit, I seen that one of the biggest impacts was my student loans. I knew that I had them and knew that I wasn’t making payments on them at that time, but I was incredibly shocked to see how much interest and penalty fees had accrued!

  • Debt consolidation allows you to combine debt accounts
  • Pays off the original debt
  • Gives you ONE new monthly payment
  • New payment is well below your original payment!
  • Student loans- – Consolidation puts your loans in good standing! (Perfect for credit!)
    • GET AN INCOME BASED REYPAYMENT PLAN!!
      1. Renews each year
      2. Payment is based off of income
      3. Has a cap, so you will NEVER pay more than a certain amount!!

You guys, I really cannot stress enough how important these 3 steps are!

I took the plunge a few years back and the results have been overwhelming. My life has drastically changed and now, I can live freely, without having to be a constant worry bug!

Like in said above, it costs you absolutely nothing to take advantage of something that’s free! In fact, you will gain more in the end to protect your financial freedom! 😉✌

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Celebrate Responsible Dog Ownership Month With This Double Dog Bowl

**This is a sponsored post on behalf of Digital Empire (Dikoer). All text, content, and opinions are that of my own.**

September is AKC Responsible Dog Ownership Month! In honor of tomorrow, September 16th, being Responsible Dog Ownership Day, I’m bringing to you a product that you will absolutely fall in love with! This stainless steel double dog bowl with non-slip silicone and automatic water feeder from Dikoer (Digital Empire) is just the solution that you need! Being super afforable, you can check it out yourself here!

Our fur babies surely do not ask for much. Often times, we find ourselves shoving them away because we are too engulfed with our own lives. But why? Do they deserve that? Nope, they sure don’t! Our little guys deserve the best from us, our hugs and smooches, comfortable and safe housing, and of course the perfect diet to keep them going.

Give your dog the experiences of a lifetime, while allowing them to have a sense of freedom with their meals. This dog bowl is innovative and absolutely amazing!

  • The Stainless Steel Bowls are the ultimate no rust solution. Dishwasher safe, and they come out so you basically could use it as 4 bowls if needed!
  • Plastic & Silicone Base allows for the bowl to stay in place, and will not scratch up your floors!
  • Curled Lip on Base allows your pup to eat and keep the mess off of the floor!
  • Water Bottle feature is so important, as this enables your fur baby to have the perfect amount of water in their bowl with a constant flow. Anti-spill valve means no mess while refilling, too! The water bottle has a filtration mechanism to keep out chemicals and radical elements that we would not want our pets to have!
  •  This unit also comes with a FREE brush to help with cleaning AND a FREE scooper spoon to help with dispensing the proper amount of food!!

I am absolutely head over heels for this combination bowl for many reasons. And the stress relief it provides me is a subject all in it’s own! 😉 Any dog (or even cats!) would be so lucky to have his/her own dishes like this! Head on over to https://www.amazon.com/dp/B06WGTZJ8Y to check this one out for yourself.

Remember- – September is AKC Responsible Dog Ownership Month & there’s no better time to spoil your fur baby than now!!

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Healthy Snacks To Keep In The Car

Sometimes life is busy, you are in the car and on the go! This is when it can be especially helpful to have healthy options for the car that you can have ready 24/7, for days where life is not slowing down. I have a plethora of ideas for healthy snacks to keep in the car.

As a Registered Dietitian Nutritionist, this is something that I discuss with clients quite often. Today, I’m sharing my go-to suggestions with you all! The food ideas will be split into categories by food group. This lists are not exhaustive, but they should give you a few ideas as you start building your healthy car snack stash. It can also be helpful to keep a bag of napkins and utensils in the car for some of the options.

Note: Asterisks* indicate ideas for your littlest ones. During development, it is important to introduce a variety of foods from different food groups as you expand your child’s palate. If you are unsure if your baby is ready for a new food, it’s best to consult your pediatrician before introducing the food.

⛤Whole grains are a great source of carbohydrates, fiber, vitamins and minerals in the diet. They are sometimes even a good protein source!

Here are few ideas to try:

  • Granolas Dietitian tip: Look for options with minimal added sugars.
  • Muesli
  • Popcorn
  • Whole grain cereals* (some options may be suitable for baby)
  • Whole grain crackers

When we think of whole grains, we often think of wheat, but there are a variety of other grains and starches as well. Here are a few to look for: amaranth, barley, brown rice, buckwheat, bulgur, cornmeal, kamut, millet, oats, quinoa, rye, sorghum, spelt, teff, wheat, and wild rice.

⛤Vegetables are great sources of fiber vitamins and minerals.

Look for these creative options:

  • Freeze dried vegetables Dietitian tip: I look for options where the main or only ingredient is the veggie.
  • Beets, carrots, corn, edamame, okra, peas, sweet potatoes, tomatoes etc.
  • Dried vegetables
  • Kale chips, zucchini, etc.
  • Olive cups
  • Baby friendly, shelf-stable vegetables in jars or pouches*

⛤Fruits are great sources of fiber, vitamins, minerals and carbohydrates!

Here are a few of my favorites:

  • Freeze dried fruits Dietitian tip: I look for no sugar added- just the fruit!
  • Apples, bananas, blackberries, blueberries, grapes, mangoes, raspberries, strawberries, etc
  • Dried fruits
    Apples, cranberries, dates, figs, raisins, prunes, etc.
  • Fruit cups where the fruit is in water or fruit juice
  • Baby friendly, shelf-stable fruits in jars or pouches*

⛤There a plenty of protein options that you can keep in the car.

Check these out:

Nuts Dietitian tip: Look for unsalted options.

  • Almonds, cashews, hazelnuts, peanuts, pecans, pistachios, walnuts, etc.
  • Nut butter individual packs* Dietitian recommendation: consult your pediatrician first for your little ones
  • Seeds
  • Chia seeds, pumpkin seeds, sesame seeds, sunflower seeds, etc.
  • Meat packages-
    Tuna, salmon, chicken, etc.
  • Protein powders that can be added to water
  • Baby friendly, shelf stables meats in jars or pouches*

⛤Meal bars can also be a great staple to keep in the car for the adults and bigger kiddos. I look for bars with whole food ingredients like nuts, fruits, and vegetables. These are two of my go-to brands, currently.
Larabars and RX bars

You can also make mini or full meals by combining foods from the options above into a trail mix. Dried blueberries and almonds is a great option, which I have pictured here, but the possibilities are endless!

I hope this list of healthy snacks to keep in the car has been helpful to you all. If you do have any questions, feel free to reach out at aimee@nutritionelevated.com
Happy healthy snacking!

ABOUT THE AUTHOR

Aimee Sarchet is a Registered Dietitian Nutritionist in Arizona. Her company, Nutrition Elevated, LLC exists with the goal of making nutrition understandable and practical- simple! She specializes in adult weight management and irritable bowel syndrome and partners with clients to achieve their goals in a way that is sustainable long-term. In her free time, you can find her producing videos for her Youtube account, Nutrition Elevated.

Website: http://www.nutritionelevated.com
Instagram: https://www.instagram.com/nutrition_elevated
Facebook: https://www.facebook.com/nelevated
Youtube: Channel name “Nutrition Elevated”